Important notice about how we handle your personal information.
The Services shall mean all services provided by FD121 Limited pursuant to the FD121 Account User Agreement and FDD Terms, and all other communications or other engagement between you and FD121, which may be subject to change from time to time.
References to you or your include the representatives or delegates who act on behalf of Users of FD121 Accounts.
Personal data means any information (a) relating directly or indirectly to a living individual; (b) from which it is practicable for the identity of the individual to be directly or indirectly ascertained; and (c) in a form in which access to or processing of the data is practicable. It does not include data where the identity of the individual has been removed such that they cannot be identified (anonymous data).
We may collect, use, store, process, and transfer different kinds of your personal data:
We also collect, use and share for any purpose aggregated data such as statistical or demographic data.
During registration for a FD121 Account or otherwise during the course of your use of the Services, we may perform certain verification or compliance checks. We carry out these checks in order to detect or prevent any unlawful or fraudulent acts and to comply with our legal obligations.
Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (i.e. to provide the Services to you). In this case, we may have to close the FD121 Account or limit or restrict your access to other Services, in accordance with the terms of the FD121 Account User Agreement, but we will notify you if this is the case at the time.
We use different methods to collect data from and about you including through:
We collect all of the information in Section 1 (The Data we Collect About You) so that we can provide you with the Services. The information we collect allows us to:
We will never share, sell or rent your personal data to third parties. We may combine your information with information we collect from other companies and use it to improve and personalize the Services, as well as our content and advertising.
We have set out below a description of the ways we plan to use your personal data:
The Services may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We are not responsible for the data collection and processing practices of the third party and use of any third party websites is subject to their privacy policies. When you leave our website or platform, we encourage you to read the privacy notice of every website you visit.
We may use your Identity, Contact, Technical, Profile and Usage Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you (we call this marketing).
You will only receive marketing communications from us if you have requested such information from us or provided us with your details when you registered for a promotion and you have opted in to receiving that marketing.
You can ask us to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or by contacting us at any time.
We may have to share your personal data with the parties set out below for the purposes set out in Section 4 above:
We may transfer your personal data to other countries, which may have adopted different data protection standards. When transferring data across borders, we take measures to comply with applicable data protection laws related to such transfer.
We protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption, physical access controls to data centers and information access authorisation controls.
We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
You have the right to check whether we hold your personal data and access such data; and to require us to correct any personal data relating to you that is inaccurate.
If you wish to exercise any of the rights set out above, please contact our data protection officer at [email protected].
You may charge a reasonable fee for your access and correction of your personal data (or to exercise any of the other rights). However, if your request is clearly unfounded, repetitive or excessive, we may refuse to comply with your request in these circumstances.